Want to reach your financial targets?

Text FRANÇOISE SCHUKKING  Illustration SHELL  |  3 minutes

Start by setting your financial targets. Do you want to save up for a holiday, an extension to your house or pay off debts and have a solid income for later? Write it all down.

Compile all your income and expenses. Obviously, your salary, additional earnings and your fixed costs. But don’t forget the  variable expenses such as groceries and social activities.

List all your income and expenses. This will give you a clear insight into your financial situation.

Divide your expenses into categories, such as housing, transport, shopping and leisure. This way, you can clearly see where your money is going.

Decide how much money you want to spend on each category based on your income and stick to it. This way, you can save the remaining money for your set targets. 

Regularly monitor your expenses and compare them against your budget. This will help you to act quickly if needed when things change.

Check each month to see if you are stay within your budget and adjust if and when necessary. This will help track progress while avoid getting sidetracked.

Would you like to check if your income and expenses are balanced?
And maintain your lifestyle while saving more? You can with the Bourgondisch Life Index (BLI) developed by Prikkl.

Do you want to work less, retire earlier, or work longer?
What are your plans for your pension? If you plan to retire around 2026 or 2027 and are a participant in Shell Pension, you might need more information. That’s why Shell Pension offers free advisory sessions through its CARE programme, conducted by Prikkl’s financial advisors. These sessions are personal and confidential. Get advice and create your pension plan together.